We combine competitive rates with personal service you won’t find online. You get direct access to me and my team, real answers in real time, and a process designed around your goals. Not a call center script.

Absolutely. We guide first-time buyers through every step, from finding the right loan program to securing down payment assistance. You’ll always know what’s happening and why. David is a WA State Certified Instructor for Down Payment Assistance and First Time Buyer Programs.

Most clients receive a solid pre-approval within 24 hours, often the same day. Once you’re pre-approved, you can start shopping for homes with confidence.

Yes. As a veteran myself, I specialize in VA loans and know how to maximize the benefits you’ve earned. Often with no down payment, competitive rates, and lower closing costs. I make the process clear, fast, and stress-free for fellow service members.

Online lenders can look fast and easy, but they often lack the personal touch and local expertise to navigate your unique market. We know the area, work hand-in-hand with your agent, and can move quickly to win offers. You'll also have 24/7 on call access to my personal cell phone. Something big online lenders can’t match.