Buy & Refi Confidently.

My name is David Kelly. Loan Officer with Canopy Mortgage, I offer personalized mortgage solutions, fast customized quotes and comparisons, great rates, & most importantly, service with integrity.

My Specialty...

VA Home Loans

Unlock the home of your dreams with a VA Home Loan, offering exclusive benefits and unparalleled support for veterans and active-duty service members.

Down Payment Assistance

Make homeownership more attainable with Down Payment Assistance, providing the financial support you need to secure your dream home without the upfront burden.


FHA Home Loans offer flexible qualification requirements and low down payment options perfect for first-time buyers with less than perfect credit.

Conventional + HomeReady and Home Possible

Secure your future with a Conventional Home Loan, featuring competitive rates and versatile options to suit a wide range of financial needs and homeownership goals.


Fully Dedicated To Support You

Specializing in VA Home Loans, First Time Buyers, and More!

Welcome to the home of stress-free home financing! I'm David Kelly, your dedicated mortgage loan officer with years of experience and a passion for helping people achieve their dreams of homeownership. Whether you're a first-time buyer, a military veteran, or looking to invest in real estate, I have the expertise to guide you through the process seamlessly.

VA Home Loans

I specialize in VA Home Loans, offering unparalleled expertise to veterans and active-duty service members. My comprehensive understanding of the VA loan process ensures you get the benefits and support you deserve, making your home buying journey smooth and rewarding.

First Time Buyers

Navigating the housing market for the first time can be daunting, but with me by your side, you'll feel confident every step of the way. I offer tailored solutions using FHA and Conventional loans, with or without Down Payment Assistance, ensuring you find the perfect fit for your needs and budget.

Versatile Loan Expertise

My knowledge extends far beyond VA and first-time buyer loans. I am well-versed in:

USDA Loans: Ideal for those looking to purchase in rural areas with zero down payment options.

Multi-Family Properties: Whether you're investing or looking to live in one unit and rent out the others, I can help you secure financing.

Investment Properties: From single-family rentals to larger investment opportunities, I understand the unique requirements of these loans.

Second Homes: Planning a getaway or a seasonal residence? I will find the best loan options for your second home purchase.






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Why Choose Us?

Personalized Service: We take the time to understand your individual needs and financial situation, providing customized loan solutions. Comprehensive Guidance: From pre-approval to closing, We offer step-by-step assistance, ensuring a hassle-free experience.

Expertise and Integrity: With a deep knowledge of various loan programs and a commitment to transparent communication, We are your trustworthy partner in home financing.

Ready to embark on your homeownership journey? Contact me and let my expertise make your home buying process Simple & Easy.

Copyright ©2022 Canopy Mortgage, LLC. | NMLS #1359687 | (509) 847-9937 | David Kelly NMLS #189561 | Licensed to Do Business in the State of WA & ID | Equal Housing Lender