Specializing in VA Home Loans, First Time Buyers, and More!

Welcome to the home of stress-free home financing! I'm David Kelly, your dedicated mortgage loan officer with years of experience and a passion for helping people achieve their dreams of homeownership. Whether you're a first-time buyer, a military veteran, or looking to invest in real estate, I have the expertise to guide you through the process seamlessly.

VA Home Loans

I specialize in VA Home Loans, offering unparalleled expertise to veterans and active-duty service members. My comprehensive understanding of the VA loan process ensures you get the benefits and support you deserve, making your home buying journey smooth and rewarding.

First Time Buyers

Navigating the housing market for the first time can be daunting, but with me by your side, you'll feel confident every step of the way. I offer tailored solutions using FHA and Conventional loans, with or without Down Payment Assistance, ensuring you find the perfect fit for your needs and budget.

Versatile Loan Expertise

My knowledge extends far beyond VA and first-time buyer loans. I am well-versed in:

USDA Loans: Ideal for those looking to purchase in rural areas with zero down payment options.

Multi-Family Properties: Whether you're investing or looking to live in one unit and rent out the others, I can help you secure financing.

Investment Properties: From single-family rentals to larger investment opportunities, I understand the unique requirements of these loans.

Second Homes: Planning a getaway or a seasonal residence? I will find the best loan options for your second home purchase.